SPRING SPECIAL, Limited Time Offer. Save $3,000 on a New System Installation. While Supplies Last. More details...
Affordable HVAC Financing Options
We partner with two trusted financing companies to offer flexible payment options. Choose from state-backed GoGreen Financing or promotional offers through Service Finance Company, including 0% interest for 12 months on qualifying purchases.
Powered by GoGreen Financing
Galaxy Heating & Air Conditioning has partnered with GoGreen Financing to bring you flexible, hassle-free financing options for your HVAC needs.
GoGreen Financing is a state-supported California program backed by major utilities including PG&E, SDG&E, SCE, and SoCalGas. This program specializes in energy-efficient home improvements and HVAC financing, offering below-market interest rates and favorable terms to California homeowners. With over 15 years of experience, GoGreen has helped thousands of families afford the comfort and energy efficiency upgrades they deserve.
Why State Support Matters: As a state-backed program, GoGreen Financing offers below-market interest rates, extended payment terms, and no property liens—benefits not available through traditional financing.
Learn more about California's GoGreen program →- Below-Market Interest Rates: State-backed program offers rates lower than traditional financing
- Extended Payment Terms: Affordable monthly payments that fit your budget
- No Property Lien: Unlike PACE financing, no lien is placed on your home
- Same-Day Approvals: Quick application process with instant decisions
- Backed by Major Utilities: Supported by PG&E, SDG&E, SCE, and SoCalGas
What is GoGreen Financing?
GoGreen Financing is a leading provider of consumer financing solutions specifically designed for home improvement projects, including HVAC installations, repairs, and upgrades.
Transparent Pricing
No hidden fees or surprise charges. You'll know exactly what you're paying upfront.
Quick & Easy Process
Simple online application takes just minutes. Get approved and start your project today.
Secure & Reliable
Your information is protected with bank-level security and encryption.
Service Finance Company Highlights
Nationally licensed sales finance company with over 50 financing solutions
Promotional Financing
Special promotional offers including 0% interest options for qualified buyers.
Multiple Term Options
Choose from promotional and standard installment terms up to 84 months.
FHA Approved Lender
Approved FHA Title I Lender with nationwide licensing and proven track record.
Service Finance Company
Galaxy Heating & Air Conditioning is proud to partner with Service Finance Company to offer you exceptional financing options for your HVAC projects.
Service Finance Company is a nationally licensed sales finance company and approved FHA Title I Lender. They specialize in home improvement financing, offering over 50 different financing solutions including promotional and standard installment terms designed specifically for HVAC contractors and their customers.
Current Promotion: Ask about our 0% interest for 12 months offer on qualifying HVAC purchases. This limited-time promotion makes it easier than ever to upgrade your home comfort system.
Learn more about Service Finance Company →- Promotional Offers: 0% interest for 12 months on qualifying purchases
- Extended Terms: Payment plans up to 84 months available
- Fast Approvals: Quick application process with rapid decisions
- Nationwide Service: Licensed across the United States
- Home Improvement Focus: Specialized in HVAC and home upgrade financing
Financing Benefits
Through our partnerships with GoGreen Financing and Service Finance Company, we offer flexible payment options that make HVAC upgrades more accessible.
0% Interest for 12 Months
No interest or payments for a full year on qualifying purchases
Quick Approval Process
Fast online application with instant decisions
Flexible Payment Plans
Choose payment terms that fit your budget
100% Satisfaction Guaranteed
Quality service backed by our guarantee
Easy Online Application
Apply in minutes from the comfort of your home
Lower Monthly Payments
Make upgrades affordable with manageable payments
Special Financing Promotion
Get the comfort you need today with promotional financing through Service Finance Company
No interest and no payments for a full year on qualifying purchases with approved credit
Through Service Finance Company
Extended payment plans available with low monthly payments to fit any budget
Qualifying Products & Services
Why Finance Your HVAC System?
Financing makes it easier to invest in your home's comfort and efficiency without breaking the bank.
Don't Wait for Comfort
Don't put off necessary HVAC repairs or upgrades due to cost. Financing allows you to get the comfort and efficiency you need now, while spreading payments over time.
Invest in Energy Savings
A new high-efficiency system can significantly lower your energy bills. The savings can help offset your monthly payments, making the upgrade more affordable.
Protect Your Investment
Your home is your largest investment. Proper heating and cooling protects that investment by maintaining indoor air quality and preventing damage from temperature extremes.
Emergency Situations
When your heating or cooling system fails unexpectedly, financing helps you replace it quickly without draining your savings or emergency fund.
How to Apply
Getting approved for financing is quick and easy
Contact Us
Call us or schedule a consultation to discuss your HVAC needs and financing options
Get Your Estimate
We'll provide a detailed estimate and discuss financing options that fit your budget
Quick Approval
Complete a simple application and get instant approval decisions
Ready to Get Started?
Our team is ready to help you find the right financing solution for your HVAC needs. Contact us today to discuss your options and schedule your free consultation.
Financing FAQs
What financing options do you offer?
We offer promotional financing with 0% interest for 12 months on qualifying purchases, as well as extended payment plans up to 84 months with low monthly payments. All financing is subject to credit approval.
How do I apply for financing?
Contact us to schedule a consultation. After we provide your estimate, we'll help you complete a simple financing application. The approval process is quick, and you'll receive a decision almost instantly.
What credit score do I need to qualify?
Credit requirements vary by financing program. We work with multiple lenders to help as many customers as possible qualify for financing. Contact us to discuss your specific situation and explore your options.
What purchases qualify for financing?
Most HVAC installations, replacements, and major repairs qualify for financing, including furnaces, air conditioners, heat pumps, mini splits, water heater heat pumps, and complete HVAC system installations. Minimum purchase amounts may apply.
Are there any fees or penalties?
Terms vary by financing program. Our team will clearly explain all terms, including any fees, interest rates, and payment schedules before you commit. There are no hidden fees or surprises.
Can I combine financing with rebates or special offers?
Yes! In many cases, you can combine financing with manufacturer rebates, utility rebates, and our special offers to maximize your savings. Our team will help you identify all available incentives and apply them to reduce your financing amount.
*Subject to credit approval. Minimum purchase amounts may apply. 0% interest promotional financing for 12 months available on qualifying purchases. If promotional balance is not paid in full before the end of the promotional period, interest will be charged from the purchase date. Terms and conditions apply. Not all applicants will qualify. Contact Galaxy Heating & Air Conditioning for complete details on current financing programs and eligibility requirements.