We partner with two trusted financing companies to offer flexible payment options. Choose from state-backed GoGreen Financing or promotional offers through Service Finance Company, including 0% interest for 12 months on qualifying purchases.
Galaxy Heating & Air Conditioning has partnered with GoGreen Financing to bring you flexible, hassle-free financing options for your HVAC needs.
GoGreen Financing is a state-supported California program backed by major utilities including PG&E, SDG&E, SCE, and SoCalGas. This program specializes in energy-efficient home improvements and HVAC financing, offering below-market interest rates and favorable terms to California homeowners. With over 15 years of experience, GoGreen has helped thousands of families afford the comfort and energy efficiency upgrades they deserve.
Why State Support Matters: As a state-backed program, GoGreen Financing offers below-market interest rates, extended payment terms, and no property liens—benefits not available through traditional financing.
Learn more about California's GoGreen program →GoGreen Financing is a leading provider of consumer financing solutions specifically designed for home improvement projects, including HVAC installations, repairs, and upgrades.
No hidden fees or surprise charges. You'll know exactly what you're paying upfront.
Simple online application takes just minutes. Get approved and start your project today.
Your information is protected with bank-level security and encryption.
Nationally licensed sales finance company with over 50 financing solutions
Special promotional offers including 0% interest options for qualified buyers.
Choose from promotional and standard installment terms up to 84 months.
Approved FHA Title I Lender with nationwide licensing and proven track record.
Galaxy Heating & Air Conditioning is proud to partner with Service Finance Company to offer you exceptional financing options for your HVAC projects.
Service Finance Company is a nationally licensed sales finance company and approved FHA Title I Lender. They specialize in home improvement financing, offering over 50 different financing solutions including promotional and standard installment terms designed specifically for HVAC contractors and their customers.
Current Promotion: Ask about our 0% interest for 12 months offer on qualifying HVAC purchases. This limited-time promotion makes it easier than ever to upgrade your home comfort system.
Learn more about Service Finance Company →Through our partnerships with GoGreen Financing and Service Finance Company, we offer flexible payment options that make HVAC upgrades more accessible.
No interest or payments for a full year on qualifying purchases
Fast online application with instant decisions
Choose payment terms that fit your budget
Quality service backed by our guarantee
Apply in minutes from the comfort of your home
Make upgrades affordable with manageable payments
Get the comfort you need today with promotional financing through Service Finance Company
No interest and no payments for a full year on qualifying purchases with approved credit
Through Service Finance Company
Extended payment plans available with low monthly payments to fit any budget
Financing makes it easier to invest in your home's comfort and efficiency without breaking the bank.
Don't put off necessary HVAC repairs or upgrades due to cost. Financing allows you to get the comfort and efficiency you need now, while spreading payments over time.
A new high-efficiency system can significantly lower your energy bills. The savings can help offset your monthly payments, making the upgrade more affordable.
Your home is your largest investment. Proper heating and cooling protects that investment by maintaining indoor air quality and preventing damage from temperature extremes.
When your heating or cooling system fails unexpectedly, financing helps you replace it quickly without draining your savings or emergency fund.
Getting approved for financing is quick and easy
Call us or schedule a consultation to discuss your HVAC needs and financing options
We'll provide a detailed estimate and discuss financing options that fit your budget
Complete a simple application and get instant approval decisions
Our team is ready to help you find the right financing solution for your HVAC needs. Contact us today to discuss your options and schedule your free consultation.
We offer promotional financing with 0% interest for 12 months on qualifying purchases, as well as extended payment plans up to 84 months with low monthly payments. All financing is subject to credit approval.
Contact us to schedule a consultation. After we provide your estimate, we'll help you complete a simple financing application. The approval process is quick, and you'll receive a decision almost instantly.
Credit requirements vary by financing program. We work with multiple lenders to help as many customers as possible qualify for financing. Contact us to discuss your specific situation and explore your options.
Most HVAC installations, replacements, and major repairs qualify for financing, including furnaces, air conditioners, heat pumps, mini splits, water heater heat pumps, and complete HVAC system installations. Minimum purchase amounts may apply.
Terms vary by financing program. Our team will clearly explain all terms, including any fees, interest rates, and payment schedules before you commit. There are no hidden fees or surprises.
Yes! In many cases, you can combine financing with manufacturer rebates, utility rebates, and our special offers to maximize your savings. Our team will help you identify all available incentives and apply them to reduce your financing amount.
*Subject to credit approval. Minimum purchase amounts may apply. 0% interest promotional financing for 12 months available on qualifying purchases. If promotional balance is not paid in full before the end of the promotional period, interest will be charged from the purchase date. Terms and conditions apply. Not all applicants will qualify. Contact Galaxy Heating & Air Conditioning for complete details on current financing programs and eligibility requirements.