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Why HVAC Quotes Vary So Much – And How to Compare Them

When you start shopping for a new heating and cooling system, it's normal to feel confused — and sometimes shocked — by how far apart different HVAC quotes can be.

Galaxy Heating & Air

Why HVAC Quotes Vary So Much

When you start shopping for a new heating and cooling system, quotes can vary wildly. One company quotes $11,000, another $18,000, and a third comes in at $27,000 for what sounds like "the same system."

The Real Reasons Quotes Vary

Equipment Quality

The biggest factor is which equipment you choose. A basic furnace and AC system costs less than a high-efficiency, variable-speed system.

Installation Complexity

Your home's specific installation needs matter enormously:

  • Ductwork modifications or replacements
  • Electrical panel upgrades
  • Gas line modifications
  • Attic/basement accessibility

Local Labor Rates

Bay Area labor costs are significantly higher than rural areas due to cost of living and demand.

Warranty & Service

Some companies include extended warranties, maintenance plans, and 24/7 emergency service guarantees.

How to Compare Quotes Fairly

1. Get Detailed Specifications

Make sure each quote specifies exact equipment models, AFUE/SEER2 ratings, all materials and labor, warranty details, and timeline.

2. Understand the Scope

Ask each contractor what's included: electrical upgrades, ductwork, old equipment removal, permits.

3. Compare Apples to Apples

Get quotes for the SAME equipment first. If they're quoting different systems, ask for both basic and premium options at the same efficiency levels.

4. Check References

The lowest quote isn't always the best deal. Follow up with recent customers and check online reviews.

The Sweet Spot for Bay Area Homes

For most Bay Area homes, expect:

  • Basic high-efficiency system: $12,000–$16,000
  • Premium high-efficiency system: $18,000–$25,000
  • Ductless mini-split installation: $8,000–$15,000 per zone

Contact Galaxy Heating & Air Conditioning if you need help understanding your quotes.

About the Author

Galaxy Heating & Air Conditioning

NATE-Certified HVAC Experts

Published: November 1, 2025

Galaxy Heating & Air Conditioning has been serving the San Francisco Bay Area for over 20 years. Our team includes NATE-certified technicians and EPA-certified professionals specializing in residential HVAC systems, energy-efficient installations, and emergency repairs. We stay current with the latest HVAC technologies, California building codes, and manufacturer certifications to provide accurate, trustworthy information to Bay Area homeowners.

NATE Certified EPA Certified 20+ Years Experience Bay Area Experts

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