Common Furnace Problems in Older San Francisco Homes: Urgency Guide
San Francisco's iconic Victorian and Edwardian homes are beautiful—but their aging heating systems present unique challenges. That radiator that's been making strange noises? The pilot light that keeps going out? The uneven heating across your multi-level home?
This guide covers the most common furnace problems in older SF homes, how urgent each problem is, typical repair costs, and what happens if you delay.
Understanding SF's Older Heating Systems
Most pre-1950s San Francisco homes use one of these heating systems:
Steam or Hot Water Radiators
- Cast iron radiators fed by basement boiler
- Common in Victorian/Edwardian homes
- Requires specialized knowledge to repair
Gravity Wall Heaters
- Individual gas wall units (no central system)
- Popular in converted apartments
- Simple but outdated technology
Gravity Floor Furnaces
- Large floor grate, heat rises naturally
- Common in single-family homes
- Often original to 1920s-1940s homes
Forced Air (if retrofitted)
- Central furnace with ductwork
- Usually added later to older homes
- May have undersized or poorly-designed ducts
Problem #1: No Heat (Complete System Failure)
Symptoms
- Thermostat set correctly but no heat
- Pilot light won't stay lit (gas systems)
- System won't turn on at all
- Cold radiators throughout house
Common Causes in Older SF Homes
For Radiator Systems:
- Failed circulator pump (motor that moves hot water)
- Boiler ignition failure
- Low water pressure in system
- Frozen/broken pipes in unheated basement
For Wall Heaters:
- Failed thermocouple (safety device)
- Clogged pilot orifice
- Broken gas valve
- Venting blockage
For Forced Air:
- Cracked heat exchanger (common in 20+ year systems)
- Failed ignitor or flame sensor
- Tripped circuit breaker
- Thermostat failure
Urgency Level: 🔴 EMERGENCY (24-48 hours)
Why it's urgent:
- San Francisco gets cold (40-50°F nights in winter)
- Risk of frozen pipes in unheated home
- Health risk for elderly/young children
- Water damage if boiler pipes freeze
Typical repair cost:
- Thermocouple replacement: $150-$250
- Circulator pump: $400-$700
- Ignitor replacement: $200-$350
- Heat exchanger: $1,200-$2,500 (often means replacement)
What happens if you wait:
- Frozen pipes can burst → $5,000-$15,000 water damage
- Mold growth in cold, damp SF climate
- Uncomfortable/unsafe living conditions
DIY Quick Checks
Before calling for emergency service:
- Check thermostat batteries and settings
- Verify circuit breaker hasn't tripped
- Check pilot light (if accessible)
- Ensure gas supply valve is open
Problem #2: Uneven Heating (Some Rooms Cold)
Symptoms
- Front rooms warm, back rooms freezing
- Upper floors too hot, lower floors cold
- One or more radiators stay cold
- Some rooms overheat while others stay chilly
Common Causes in Older SF Homes
Victorian/Edwardian Specific:
- Air trapped in radiator lines (very common)
- Failed zone valve
- Closed radiator valve (previous tenant)
- Radiators never properly balanced
- Addition/remodel created heating imbalance
Forced Air Systems:
- Undersized ductwork (common retrofit issue)
- Leaky ducts in uninsulated basement
- Closed or blocked vents
- Single-zone system in multi-level home
Urgency Level: 🟡 MODERATE (1-2 weeks)
Why it matters:
- Not an emergency but impacts comfort
- Energy waste (overheating some areas)
- May indicate underlying issues
- Gets worse over time
Typical repair cost:
- Radiator bleeding/balancing: $150-$300
- Zone valve replacement: $300-$500
- Duct sealing/repair: $500-$1,500
- Multi-zone retrofit: $2,000-$5,000
What happens if you wait:
- Higher energy bills (system works harder)
- Continued discomfort
- Potential system damage from overwork
- Problem often worsens over time
Problem #3: Strange Noises (Banging, Clanking, Hissing)
Symptoms
Steam Radiator Systems:
- Banging/hammering ("water hammer" from condensate)
- Hissing from radiator valves
- Gurgling in pipes
Forced Air:
- Rumbling at startup
- Squealing/screeching blower motor
- Popping from ductwork
Common Causes
Steam Systems (Very Common in SF):
- Improper pitch on radiator (should tilt toward valve)
- Failed steam trap
- Water trapped in lines
- Oversized boiler for system
Forced Air:
- Dirty/failing blower motor bearings
- Expanding/contracting ductwork (normal but annoying)
- Loose mounting bolts
- Worn belt (older systems)
Urgency Level: 🟡 MODERATE to 🟢 LOW
Loud banging/hammering: 🟡 MODERATE (1-2 weeks)
- Can damage pipes and valves over time
- Indicates system imbalance
- Disruptive to sleep/quality of life
Squealing/grinding: 🟡 MODERATE (1-2 weeks)
- Motor may fail suddenly
- Gets progressively worse
- Indicates worn bearings
Hissing/gurgling: 🟢 LOW (1 month)
- Usually just air in system
- Easy fix (bleeding radiators)
- Not damaging but annoying
Typical repair cost:
- Radiator re-pitching: $150-$300 per unit
- Blower motor replacement: $400-$800
- Steam trap replacement: $200-$400
- Air bleeding: $100-$200
What happens if you wait:
- Motor burnout (if squealing)
- Pipe damage (if hammering)
- Decreased efficiency
- Louder noises over time
Problem #4: Pilot Light Won't Stay Lit
Symptoms
- Pilot lights but goes out immediately
- Won't light at all
- Lights but system won't fire up
- Yellow flame instead of blue
Common Causes in Older SF Homes
Thermocouple failure (most common)
- Safety device that shuts off gas if pilot dies
- Wears out over 5-10 years
- Cheap part, easy fix
Drafty/poor venting
- SF's windy conditions blow out pilot
- Cracked flue pipe
- Bird nest in chimney (common in SF)
Dirty pilot orifice
- Years of dust/debris
- Especially common in basement furnaces
Gas pressure issues
- Low gas pressure from PG&E
- Clogged gas line
Urgency Level: 🟡 MODERATE (3-7 days)
Why it matters:
- No heat until fixed
- Could indicate gas safety issue
- May worsen (complete failure)
Special safety note: If you smell gas, leave immediately and call PG&E + Fire Dept. Don't try to relight.
Typical repair cost:
- Thermocouple replacement: $150-$250
- Pilot orifice cleaning: $100-$200
- Flue pipe repair: $300-$800
- Venting repair: $500-$1,500
What happens if you wait:
- System won't work at all
- Potential gas safety issue
- Cold home in SF winter
Problem #5: Yellow or Flickering Flame
Symptoms
- Flame is yellow/orange instead of blue
- Flame flickers or "dances"
- Soot buildup around burner
- Smell of gas or exhaust
Common Causes
Incomplete combustion:
- Dirty burners (decades of use)
- Insufficient air supply
- Cracked heat exchanger
- Blocked venting
Carbon buildup:
- Never been professionally cleaned
- Poor air quality in basement
Urgency Level: 🔴 HIGH PRIORITY (24-72 hours)
Why it's urgent:
- Carbon monoxide risk (can be deadly)
- Indicates incomplete combustion
- May signal cracked heat exchanger
- Health hazard for household
Immediate action:
- Turn off system
- Open windows
- Install/check CO detectors
- Call HVAC professional immediately
Typical repair cost:
- Professional cleaning: $200-$400
- Heat exchanger replacement: $1,200-$2,500
- Venting repair: $500-$1,500
- Full system replacement: $5,000-$12,000
What happens if you wait:
- Carbon monoxide poisoning risk
- System failure
- Potential fire hazard
- Health risks increase
Problem #6: Cycling On/Off Frequently
Symptoms
- Furnace turns on every 5-10 minutes
- Runs briefly then shuts off
- Never reaches temperature
- House stays slightly cool
Common Causes in Older SF Homes
Dirty air filter (most common, easiest fix)
- Restricts airflow
- System overheats, shuts off for safety
- Replace monthly in dusty SF homes
Thermostat issues:
- Old mercury thermostats lose calibration
- Located in wrong spot (drafty hallway)
- Faulty wiring
Oversized system:
- Replacement furnace too large for home
- Heats quickly then shuts off
- Common retrofit mistake
Flame sensor dirty:
- Buildup from years of use
- Simple cleaning fixes it
Urgency Level: 🟢 LOW to 🟡 MODERATE (1-3 weeks)
Why it matters:
- Wastes energy (inefficient operation)
- Wears out components faster
- Uncomfortable temperature swings
- Higher utility bills
Typical repair cost:
- Air filter replacement: $20-$50 (DIY)
- Flame sensor cleaning: $150-$250
- Thermostat replacement: $150-$400
- None if just filter change!
What happens if you wait:
- Higher PG&E bills
- Premature component failure
- Continued discomfort
- System works harder, ages faster
Problem #7: Musty or Burning Smell
Symptoms
Musty/moldy smell:
- Damp basement smell
- Worse when heat turns on
- Lingering in rooms
Burning smell:
- Dust burning (normal at season start)
- Electrical burning (wiring issue)
- Plastic/rubber burning (serious)
Common Causes in SF Homes
Musty smell:
- Mold/mildew in basement (SF's damp climate)
- Dirty ducts
- Water leak in system
- Condensation issues
Burning smell:
- Season-start dust (normal, goes away in hours)
- Overheating motor
- Electrical short
- Cracked heat exchanger leaking exhaust
Urgency Level: Varies
Dust burning at season start: 🟢 NORMAL
- Should dissipate in 1-2 hours
- Open windows, run system
- No action needed if stops
Musty smell: 🟡 MODERATE (1-2 weeks)
- Indoor air quality issue
- May indicate mold problem
- Not immediately dangerous
Electrical/plastic burning: 🔴 EMERGENCY
- Turn off system immediately
- Potential fire hazard
- Call professional same day
Typical repair cost:
- Duct cleaning: $400-$800
- Mold remediation: $500-$3,000
- Electrical repair: $200-$600
- Blower motor: $400-$800
Problem #8: High Energy Bills
Symptoms
- PG&E bill suddenly higher
- Bill increases without usage change
- Furnace runs constantly
- Never seems to reach temperature
Common Causes in Older Homes
Poor insulation:
- Victorian homes often have zero insulation
- Heat escapes through walls/windows
- Single-pane windows (very common in SF)
Aging, inefficient equipment:
- 80% efficiency (vs. modern 95%+)
- 30+ year old boiler
- Wears out, loses efficiency
Duct leaks (if forced air):
- 20-30% heat loss in basements (common)
- Poor original installation
- Disconnected segments
Thermostat placement:
- Located in coldest room
- Near drafty door
- System overworks trying to heat that one spot
Urgency Level: 🟢 LOW (Address during off-season)
Why it matters:
- Costs money monthly
- Environmental impact
- Indicates underlying issues
- May worsen over time
Typical solutions & costs:
- Duct sealing: $500-$1,500
- Insulation (attic): $1,500-$3,000
- Thermostat relocation: $200-$400
- System upgrade: $5,000-$12,000 (but 30-50% savings)
What happens if you wait:
- Continued high bills
- Wasted energy
- Unnecessary carbon footprint
- Money lost vs. upgrade savings
Urgency Quick Reference Chart
| Problem | Urgency | Timeline | Risk if Delayed |
|---|---|---|---|
| No heat | 🔴 Emergency | 24-48 hrs | Frozen pipes, water damage |
| Yellow flame | 🔴 High | 24-72 hrs | Carbon monoxide risk |
| Burning smell | 🔴 Emergency | Immediately | Fire hazard |
| Pilot won't stay lit | 🟡 Moderate | 3-7 days | No heat, possible gas issue |
| Uneven heating | 🟡 Moderate | 1-2 weeks | Discomfort, higher bills |
| Strange noises | 🟡 Moderate | 1-2 weeks | Component damage |
| Short cycling | 🟢 Low | 1-3 weeks | Higher bills, wear |
| High energy bills | 🟢 Low | Off-season | Wasted money |
San Francisco-Specific Considerations
Why SF Homes Are Different
Microclimate variations:
- Foggy Sunset/Richmond = more heating needs
- Sunny Mission/Potrero = less heating
- Same system performs differently by neighborhood
Victorian/Edwardian construction:
- Zero insulation in walls
- High ceilings (heat rises, rooms stay cold)
- Original systems 80-120 years old
- Additions/renovations created heating challenges
Earthquake retrofitting:
- May have damaged ductwork/pipes
- Foundation work affects basement systems
- Seismic bracing can pinch gas lines
Strict building codes:
- SF requires permits for many repairs
- Historic preservation rules in some neighborhoods
- HOA restrictions in condo buildings
When to Repair vs. Replace
Repair if:
- System less than 15 years old
- Single component failure
- Repair cost <$1,000
- Otherwise functioning well
Replace if:
- System 20+ years old
- Multiple repairs needed
- Repair cost >$2,000
- 80% efficiency or lower
- Frequent breakdowns
Break-even calculation: New high-efficiency system typically pays for itself in 8-12 years through energy savings.
What Galaxy Heating & Air Conditioning Offers
Emergency Service:
- Same-day service for urgent issues
- 24/7 availability
- All SF neighborhoods
Victorian/Edwardian Expertise:
- Steam radiator specialists
- Boiler repair & replacement
- Understanding of historic systems
Honest Diagnostics:
- We'll tell you repair vs. replace truth
- Transparent pricing
- Written estimates
Permit Handling:
- We pull all required SF permits
- Navigate historic preservation rules
- Handle HOA approvals
Bottom Line: When to Act
Call immediately (same day):
- No heat in cold weather
- Gas smell
- Yellow flame
- Burning smell (not dust)
- Loud banging/grinding
Schedule within a week:
- Pilot light issues
- Uneven heating
- Strange noises
- Short cycling
Address during off-season:
- High energy bills
- Minor efficiency issues
- Preventive upgrades
Don't delay if:
- You have elderly/young family members
- Temperatures dropping below 50°F
- Any safety concerns
- Problem getting worse
Need Furnace Repair in San Francisco?
Galaxy Heating & Air Conditioning specializes in older SF homes. Our technicians understand Victorian radiator systems, gravity heaters, and the unique challenges of heating San Francisco's historic housing stock.
Same-day emergency service available.
Schedule Furnace Repair | Call (925) 578-3293
Remember: That strange noise or smell might seem minor, but it could indicate a serious problem. When in doubt, get it checked—a $150 service call can prevent a $5,000 emergency repair.
About the Author
Galaxy Heating & Air Conditioning
NATE-Certified HVAC Experts
Galaxy Heating & Air Conditioning has been serving the San Francisco Bay Area for over 20 years. Our team includes NATE-certified technicians and EPA-certified professionals specializing in residential HVAC systems, energy-efficient installations, and emergency repairs. We stay current with the latest HVAC technologies, California building codes, and manufacturer certifications to provide accurate, trustworthy information to Bay Area homeowners.
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